/* FinPlan — calm financial command center.
   Ledger grey-green ground, ink text, one deep teal accent; asset classes each keep a fixed hue. */
:root{
  --bg:#F3F5F4; --surface:#FFFFFF; --surface-2:#EDF1EF; --line:#DCE3E0; --line-2:#C9D3CF;
  --ink:#1C2A33; --ink-2:#3E4E57; --muted:#667780; --faint:#8C9AA1;
  --primary:#1F5F57; --primary-2:#2B7A70; --primary-soft:#E2EFEC;
  --slate:#4A6582; --ochre:#B8892F; --rose:#A4554F; --rose-soft:#F6E9E7; --moss:#5E7F3E; --moss-soft:#EAF1E3;
  --warn-bg:#FFF1CC; --warn-ink:#3A2900; --warn-link:#6B4300; --warn-edge:#B8892F;
  --c-us:#1F5F57; --c-intl:#6FA59B; --c-bond:#4A6582; --c-treas:#8BA3BF; --c-cash:#B8892F; --c-alt:#8C6A8F; --c-other:#A3AEB3;
  --p-critical:#A4554F; --p-high:#B8702F; --p-medium:#B8892F; --p-low:#4A6582; --p-info:#667780;
  --radius:10px; --radius-sm:6px; --shadow:0 1px 2px rgba(28,42,51,.05),0 2px 8px rgba(28,42,51,.04);
  --font:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --nav-w:224px;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#121A1E; --surface:#182228; --surface-2:#1E2A31; --line:#2A3840; --line-2:#35454E;
  --ink:#E4ECEA; --ink-2:#C2CFCC; --muted:#8FA0A6; --faint:#6D7E85;
  --primary:#6FB5A9; --primary-2:#86C6BA; --primary-soft:#1D3431; --rose:#D98B84; --rose-soft:#3A2524; --moss:#9DC27A; --moss-soft:#243220;
  --warn-bg:#3A2D0E; --warn-ink:#FFF0C8; --warn-link:#FFD47A; --warn-edge:#E0AE4A;
  --c-us:#5FA89B; --c-intl:#98C9BF; --c-bond:#7F9BBA; --c-treas:#AFC2D8; --c-cash:#D4A94F; --shadow:none;
}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.5 var(--font);font-feature-settings:"tnum" 1,"lnum" 1}
h1,h2,h3,h4{margin:0;font-weight:600;letter-spacing:-.01em}
h1{font-size:1.45rem} h2{font-size:1.1rem} h3{font-size:.98rem}
p{margin:0 0 .6em}
a{color:var(--primary)} a:hover{color:var(--primary-2)}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--primary);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:var(--primary);color:#fff;padding:.5rem 1rem;z-index:100}
.skip:focus{left:0}
.num{font-variant-numeric:tabular-nums;white-space:nowrap}
.fig{font-family:var(--serif);font-weight:500;letter-spacing:-.015em;line-height:1.1}
.muted{color:var(--muted)} .faint{color:var(--faint)} .small{font-size:.84rem} .tiny{font-size:.76rem}
.pos{color:var(--moss)} .neg{color:var(--rose)}
.hidden{display:none!important}
.boot{min-height:100vh;display:grid;place-content:center;text-align:center;color:var(--muted)}
.boot-mark{font-family:var(--serif);font-size:2rem;color:var(--primary)}

/* ---------- shell */
.shell{display:grid;grid-template-columns:var(--nav-w) 1fr;min-height:100vh}
.nav{position:sticky;top:0;height:100vh;background:var(--surface);border-right:1px solid var(--line);display:flex;flex-direction:column;padding:1.1rem .75rem}
.brand{display:flex;align-items:center;gap:.55rem;padding:.2rem .55rem 1.1rem;font-family:var(--serif);font-size:1.35rem;color:var(--primary);text-decoration:none}
.brand svg{width:26px;height:26px;flex-shrink:0}
.nav a.item{display:flex;align-items:center;gap:.7rem;padding:.55rem .65rem;border-radius:var(--radius-sm);color:var(--ink-2);text-decoration:none;font-weight:500}
.nav a.item svg{width:18px;height:18px;flex:none;opacity:.8}
.nav a.item:hover{background:var(--surface-2)}
.nav a.item[aria-current="page"]{background:var(--primary-soft);color:var(--primary)}
.nav .badge{margin-left:auto}
.nav-foot{margin-top:auto;padding:.6rem;font-size:.8rem;color:var(--muted);border-top:1px solid var(--line)}
.nav-foot button{background:none;border:0;padding:0;color:var(--primary);cursor:pointer}
.main{min-width:0;padding:1.5rem 2rem 4rem;max-width:1320px}
.topbar{display:flex;align-items:flex-end;justify-content:space-between;gap:1rem;margin-bottom:1.25rem;flex-wrap:wrap}
.topbar .sub{color:var(--muted);font-size:.88rem;margin-top:.15rem}
.topbar .actions{display:flex;gap:.5rem;flex-wrap:wrap}

/* mobile: compact bottom navigation */
.mnav{display:none}
@media (max-width:900px){
  .shell{grid-template-columns:1fr}
  .nav{display:none}
  .main{padding:1rem 1rem 6rem}
  .mnav{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:20;background:var(--surface);border-top:1px solid var(--line);padding:.3rem .25rem calc(.3rem + env(safe-area-inset-bottom))}
  .mnav a,.mnav button{flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;font-size:.68rem;color:var(--muted);text-decoration:none;background:none;border:0;padding:.3rem 0;cursor:pointer}
  .mnav svg{width:20px;height:20px}
  .mnav [aria-current="page"]{color:var(--primary)}
  .more-sheet{position:fixed;inset:auto 0 0 0;background:var(--surface);border-radius:14px 14px 0 0;padding:1rem 1rem calc(4.5rem + env(safe-area-inset-bottom));z-index:19;box-shadow:0 -8px 30px rgba(0,0,0,.15);display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem}
  .more-sheet a{display:flex;flex-direction:column;align-items:center;gap:.3rem;padding:.8rem .3rem;border-radius:8px;background:var(--surface-2);text-decoration:none;color:var(--ink-2);font-size:.82rem}
}

/* ---------- surfaces */
.grid{display:grid;gap:1rem}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))} .g3{grid-template-columns:repeat(3,minmax(0,1fr))} .g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.span2{grid-column:span 2} .span3{grid-column:span 3} .spanall{grid-column:1/-1}
@media (max-width:1100px){.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:700px){.g2,.g3,.g4{grid-template-columns:1fr}.span2,.span3{grid-column:auto}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem;box-shadow:var(--shadow);min-width:0}
.card>header{display:flex;align-items:baseline;justify-content:space-between;gap:.75rem;margin-bottom:.8rem}
.card>header h2{font-size:.95rem;color:var(--ink-2);font-weight:600}
.card>header .link{font-size:.84rem;text-decoration:none}
.stat .fig{font-size:2.1rem}
.stat .label{font-size:.84rem;color:var(--muted)}
.kv{display:grid;grid-template-columns:auto 1fr;gap:.35rem 1rem;font-size:.9rem}
.kv dt{color:var(--muted)} .kv dd{margin:0;text-align:right;font-variant-numeric:tabular-nums}
.rows>div{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 0;border-bottom:1px solid var(--line);font-size:.9rem}
.rows>div:last-child{border-bottom:0}
.divider{height:1px;background:var(--line);margin:.9rem 0}
.section-title{margin:1.8rem 0 .7rem;font-size:1rem;color:var(--ink-2)}

/* ---------- controls */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;border:1px solid var(--line-2);background:var(--surface);color:var(--ink);padding:.48rem .9rem;border-radius:var(--radius-sm);font-weight:500;font-size:.9rem;cursor:pointer;text-decoration:none;min-height:36px}
.btn:hover{background:var(--surface-2)}
.btn.primary{background:var(--primary);border-color:var(--primary);color:#fff}
.btn.primary:hover{background:var(--primary-2)}
.btn.ghost{border-color:transparent;background:none;color:var(--primary)}
.btn.danger{color:var(--rose);border-color:var(--rose-soft)}
.btn.sm{padding:.25rem .6rem;min-height:30px;font-size:.84rem}
.btn[disabled]{opacity:.55;cursor:default}
.seg{display:inline-flex;background:var(--surface-2);border-radius:8px;padding:3px;gap:2px;flex-wrap:wrap}
.seg button{border:0;background:none;padding:.3rem .65rem;border-radius:6px;font-size:.82rem;color:var(--muted);cursor:pointer}
.seg a.seg-link{padding:.3rem .65rem;border-radius:6px;font-size:.82rem;color:var(--muted);text-decoration:none}
.seg button[aria-pressed="true"],.seg a[aria-pressed="true"]{background:var(--surface);color:var(--ink);box-shadow:var(--shadow);font-weight:600}
label.f{display:flex;flex-direction:column;gap:.3rem;font-size:.85rem;color:var(--ink-2);font-weight:500}
label.f .hint{font-weight:400;color:var(--muted);font-size:.78rem}
.input,select.input,textarea.input{width:100%;border:1px solid var(--line-2);background:var(--surface);border-radius:var(--radius-sm);padding:.5rem .65rem;min-height:38px;font-size:.93rem}
.input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px var(--primary-soft)}
.input.err{border-color:var(--rose)} .ferr{color:var(--rose);font-size:.78rem;font-weight:400}
.affix{position:relative;display:flex}
.affix .input{padding-right:2rem}
.affix span{position:absolute;right:.65rem;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.85rem;pointer-events:none}
.affix.pre .input{padding-left:1.4rem;padding-right:.65rem} .affix.pre span{left:.6rem;right:auto}
.form-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:.9rem 1rem}
.check{display:flex;align-items:center;gap:.5rem;font-size:.9rem;cursor:pointer}
.check input{width:18px;height:18px;accent-color:var(--primary)}
.toolbar{display:flex;gap:.6rem;align-items:center;flex-wrap:wrap;margin-bottom:1rem}
.toolbar .input{width:auto;min-width:160px}

/* ---------- tags & badges */
.tag{display:inline-flex;align-items:center;gap:.3rem;font-size:.72rem;font-weight:600;padding:.1rem .45rem;border-radius:4px;background:var(--surface-2);color:var(--ink-2);letter-spacing:.01em;white-space:nowrap}
.tag.demo{background:#FBF1DC;color:#7A5A15;border:1px dashed #D9B460}
.tag.stale{background:var(--rose-soft);color:var(--rose)}
.tag.live{background:var(--moss-soft);color:var(--moss)}
.tag.est{background:#EEF1F6;color:var(--slate)}
.tag.fact{background:var(--primary-soft);color:var(--primary)} .tag.estimate{background:#EEF1F6;color:var(--slate)}
.tag.assumption{background:#F4EEF4;color:#7C5A80} .tag.forecast,.tag.simulation{background:#FBF1DC;color:#7A5A15}
.tag.market{background:#E8F0F6;color:#355A7A} .tag.news{background:var(--surface-2);color:var(--muted)}
.prio{display:inline-flex;align-items:center;gap:.35rem;font-size:.76rem;font-weight:600;color:var(--pc,var(--p-info))}
.prio::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--pc,var(--p-info))}
.prio.critical{--pc:var(--p-critical)} .prio.high{--pc:var(--p-high)} .prio.medium{--pc:var(--p-medium)} .prio.low{--pc:var(--p-low)} .prio.info{--pc:var(--p-info)}
.badge{font-size:.7rem;font-weight:700;min-width:1.35rem;height:1.35rem;padding:0 .35rem;border-radius:999px;display:inline-grid;place-items:center;background:var(--primary-soft);color:var(--primary)}
.badge.warn{background:#F7E7D6;color:#8A4F17}
.demo-banner{display:flex;gap:.6rem;align-items:center;background:#FBF6EA;border:1px dashed #D9B460;color:#6B4F12;padding:.55rem .9rem;border-radius:var(--radius-sm);font-size:.86rem;margin-bottom:1rem}
.notice{padding:.65rem .9rem;border-radius:var(--radius-sm);background:var(--surface-2);font-size:.87rem;color:var(--ink-2);margin-bottom:1rem;border-left:3px solid var(--slate)}
.notice.warn{border-left-color:var(--warn-edge);background:var(--warn-bg);color:var(--warn-ink)}
.notice.warn a{color:var(--warn-link);font-weight:600}
.notice.err{border-left-color:var(--rose);background:var(--rose-soft)}

/* ---------- tables */
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
table.t{width:100%;border-collapse:collapse;font-size:.88rem}
.t th{text-align:left;font-weight:600;color:var(--muted);font-size:.78rem;padding:.5rem .6rem;border-bottom:1px solid var(--line-2);white-space:nowrap}
.t td{padding:.55rem .6rem;border-bottom:1px solid var(--line);vertical-align:top}
.t tr:last-child td{border-bottom:0}
.t .r{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.t tbody tr.click{cursor:pointer} .t tbody tr.click:hover{background:var(--surface-2)}

/* ---------- allocation bars */
.alloc-row{display:grid;grid-template-columns:9.5rem 1fr 4.2rem;gap:.7rem;align-items:center;padding:.35rem 0;font-size:.87rem}
.alloc-track{position:relative;height:10px;background:var(--surface-2);border-radius:5px}
.alloc-fill{position:absolute;inset:0 auto 0 0;border-radius:5px}
.alloc-target{position:absolute;top:-3px;bottom:-3px;width:2px;background:var(--ink);opacity:.55}
.swatch{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:.45rem;vertical-align:-1px}
.stack{display:flex;height:12px;border-radius:6px;overflow:hidden;background:var(--surface-2)}
.stack span{height:100%}

/* ---------- signature: retirement runway */
.runway{position:relative;margin:1.4rem 0 .4rem;height:64px}
.runway .band{position:absolute;left:0;right:0;top:26px;height:12px;border-radius:6px;background:var(--surface-2);overflow:hidden}
.runway .work{position:absolute;inset:0 auto 0 0;background:repeating-linear-gradient(135deg,var(--primary-soft) 0 6px,transparent 6px 11px)}
.runway .retire{position:absolute;top:0;bottom:0;background:linear-gradient(90deg,var(--primary),var(--primary-2))}
.runway .fade{position:absolute;top:0;bottom:0;right:0;background:linear-gradient(90deg,transparent,var(--surface) 90%)}
.runway .mark{position:absolute;top:0;transform:translateX(-50%);text-align:center;font-size:.72rem;color:var(--muted);white-space:nowrap}
.runway .mark b{display:block;color:var(--ink);font-size:.8rem;font-weight:600}
.runway .tick{position:absolute;top:22px;width:2px;height:20px;background:var(--ink);transform:translateX(-50%)}
.runway .mark.low{top:44px}
.runway .now-dot{position:absolute;top:24px;width:16px;height:16px;border-radius:50%;background:var(--surface);border:3px solid var(--primary);transform:translateX(-50%)}
.prob{display:flex;align-items:baseline;gap:.5rem}
.prob .fig{font-size:2.3rem}
.meter{height:6px;border-radius:3px;background:var(--surface-2);overflow:hidden;margin-top:.4rem}
.meter span{display:block;height:100%;background:var(--primary)}

/* ---------- recommendation & alert cards */
.rec{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);padding:1rem 1.1rem;display:grid;gap:.45rem;border-left:3px solid var(--pc,var(--p-info))}
.rec.critical{--pc:var(--p-critical)} .rec.high{--pc:var(--p-high)} .rec.medium{--pc:var(--p-medium)} .rec.low{--pc:var(--p-low)} .rec.info{--pc:var(--p-info)}
.rec .meta{display:flex;gap:.6rem;flex-wrap:wrap;align-items:center;font-size:.78rem;color:var(--muted)}
.rec h3{font-size:1rem}
.rec .impact{font-size:.85rem;color:var(--ink-2)}
.rec .actions{display:flex;gap:.4rem;flex-wrap:wrap;margin-top:.25rem}
.compact-list>*{padding:.6rem 0;border-bottom:1px solid var(--line)} .compact-list>*:last-child{border-bottom:0}
.compact-list a{text-decoration:none;color:var(--ink)}
.compact-list .t1{font-weight:500;font-size:.92rem}
.counts{display:flex;gap:.5rem;flex-wrap:wrap}
.count{display:flex;flex-direction:column;padding:.55rem .85rem;border:1px solid var(--line);border-radius:8px;background:var(--surface);min-width:92px;cursor:pointer}
.count b{font-family:var(--serif);font-size:1.5rem;font-weight:500}
.count[aria-pressed="true"]{border-color:var(--primary);box-shadow:0 0 0 2px var(--primary-soft)}
.support{display:grid;gap:.3rem}
.support div{display:flex;gap:.6rem;justify-content:space-between;align-items:baseline;font-size:.88rem;padding:.3rem 0;border-bottom:1px dotted var(--line)}
.support div span:first-child{color:var(--ink-2)}

/* ---------- market */
.mkt{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.6rem}
.mkt .q{padding:.7rem .85rem;border:1px solid var(--line);border-radius:8px;background:var(--surface);cursor:pointer}
.mkt .q:hover{border-color:var(--line-2)}
.mkt .q .v{font-size:1.15rem;font-weight:600}
.news-item{padding:.7rem 0;border-bottom:1px solid var(--line)}
.news-item a{color:var(--ink);text-decoration:none;font-weight:500}
.news-item a:hover{text-decoration:underline}
.sent{font-size:.72rem;font-weight:600} .sent.positive{color:var(--moss)} .sent.negative{color:var(--rose)} .sent.neutral{color:var(--muted)}

/* ---------- charts */
.chart-box{position:relative;height:260px}
.chart-box.sm{height:160px} .chart-box.lg{height:340px}
.spark{height:44px;margin-top:.5rem}
.empty{padding:2rem 1rem;text-align:center;color:var(--muted);font-size:.9rem}

/* ---------- modal, toast */
.modal-back{position:fixed;inset:0;background:rgba(18,26,30,.42);display:grid;place-items:center;z-index:50;padding:1rem;animation:fade .15s}
.modal{background:var(--surface);border-radius:12px;width:min(720px,100%);max-height:calc(100vh - 2rem);overflow:auto;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.modal.wide{width:min(980px,100%)}
.modal>header{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.25rem;border-bottom:1px solid var(--line);position:sticky;top:0;background:var(--surface);z-index:1}
.modal>.body{padding:1.1rem 1.25rem}
.modal>footer{display:flex;justify-content:flex-end;gap:.5rem;padding:.85rem 1.25rem;border-top:1px solid var(--line);position:sticky;bottom:0;background:var(--surface)}
.x{background:none;border:0;font-size:1.4rem;line-height:1;color:var(--muted);cursor:pointer;padding:.25rem .5rem}
#toast{position:fixed;left:50%;bottom:1.5rem;transform:translateX(-50%);z-index:60;display:grid;gap:.4rem}
#toast div{background:var(--ink);color:var(--bg);padding:.6rem 1rem;border-radius:8px;font-size:.88rem;box-shadow:0 8px 24px rgba(0,0,0,.2);animation:rise .2s}
#toast div.err{background:var(--rose);color:#fff}
@media (max-width:900px){#toast{bottom:5.2rem}}
@keyframes fade{from{opacity:0}} @keyframes rise{from{opacity:0;transform:translateY(6px)}}

/* ---------- auth & wizard */
.auth{min-height:100vh;display:grid;grid-template-columns:1.05fr 1fr}
.auth .side{background:var(--primary);color:#E9F2F0;padding:3rem;display:flex;flex-direction:column;justify-content:space-between}
.auth .side h1{font-family:var(--serif);font-weight:400;font-size:2.4rem;line-height:1.15;color:#fff;max-width:18ch}
.auth .side p{max-width:42ch;opacity:.85}
.auth .pane{display:grid;place-items:center;padding:2rem}
.auth form{width:min(380px,100%);display:grid;gap:1rem}
@media (max-width:820px){.auth{grid-template-columns:1fr}.auth .side{padding:1.6rem}.auth .side h1{font-size:1.7rem}.auth .side .foot{display:none}}
.wizard{max-width:760px;margin:0 auto;padding:2rem 1rem 5rem}
.steps{display:flex;gap:.4rem;margin:1rem 0 1.5rem}
.steps span{flex:1;height:4px;border-radius:2px;background:var(--line)}
.steps span.on{background:var(--primary)}
.snapshot .fig{font-size:1.9rem}

/* ---------- details */
details.assume summary{cursor:pointer;color:var(--primary);font-size:.88rem;font-weight:500;padding:.3rem 0}
.pill-list{display:flex;flex-wrap:wrap;gap:.4rem}
.loading{opacity:.55;pointer-events:none;transition:opacity .2s}
.skeleton{background:linear-gradient(90deg,var(--surface-2),var(--line),var(--surface-2));background-size:200% 100%;animation:sk 1.2s infinite;border-radius:6px;height:1em}
@keyframes sk{to{background-position:-200% 0}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
@media print{.nav,.mnav,.topbar .actions,.rec .actions{display:none!important}.shell{display:block}.card{break-inside:avoid;box-shadow:none}}
.btn svg{width:16px;height:16px;flex:none}
.x svg{width:18px;height:18px}
@media (max-width:700px){.hide-sm{display:none}.demo-banner{font-size:.8rem;padding:.45rem .7rem}}